Move money.
Live easy.

Nigeria’s all-in-one wallet for transfers, bills, virtual cards, crypto-to-Naira, and business tools — built for everyday speed.

movopay.ng

Person using MovoPay with NGN and USD wallet balances, transaction history, and virtual Visa cards

Everything in one app

Built for how Nigeria moves money

From everyday transfers to USD cards and business registration — MovoPay keeps your money tools in one place.

NGN & USD wallets

Hold Naira and dollars together with clear balances and full transaction history.

Send & receive

Instant transfers to @tags or Nigerian banks. Fund via virtual account, QR, or card.

Request money

Ask friends for payment and track incoming or outgoing requests until settled.

Bills in seconds

Airtime, data, electricity, cable, internet, betting, and education — paid fast.

Virtual cards

Issue NGN and USD cards for local and international online spend. Fund and cash out.

Crypto to Naira

Deposit USDT, USDC, BTC, or ETH and convert straight into your NGN wallet.

SMS numbers

Buy temporary numbers for verification codes — pay only when the SMS arrives.

CAC business tools

Register a business name, look up RC/BN, and track certificates without leaving the app.

KYC that unlocks more

BVN unlocks deposits and transfers. Higher tiers open USD cards, crypto, and limits.

Crypto & cards

Convert crypto. Spend worldwide.

Deposit USDT, USDC, BTC, or ETH and convert straight into Naira — then shop locally or globally with instant NGN and USD virtual cards.

  • Crypto to NGN in a few taps
  • NGN & USD cards for online and in-store spend
  • Fund, cash out, and get a card instantly
Person converting crypto to Naira in MovoPay, with virtual Visa cards and a successful conversion confirmation
Person using MovoPay CAC business tools and KYC verification, including BVN and business registration

Get started

Three steps to your first transfer

Open an account, verify once, and start moving money with PIN or biometrics.

  1. 01

    Create your account

    Sign up with your phone number and set a secure transaction PIN.

  2. 02

    Verify & fund

    Complete KYC, get your virtual account, and top up with a bank transfer.

  3. 03

    Send, pay, grow

    Transfer to friends, clear bills, issue cards, or convert crypto — on demand.

Trust & control

Security that stays with you

Transaction PIN, biometrics, two-factor authentication, session controls, and app lock — so only you authorize what leaves your wallet.

  • PIN + biometric authorization
  • 2FA and active session management
  • App lock when you step away
  • Referral rewards when friends join

Money made simple starts at movopay.ng

Download MovoPay on iPhone or Android and take control of your everyday payments.